Commercial vessel heading into a dark open sea beneath distant storm clouds
SPECIALIST MARINE & ENERGY COVER

Voyage Insurance

A focused cargo insurance enquiry for one shipment, with a defined journey and a clearly stated insured interest.

Voyage Insurance: what to consider

Voyage insurance on this page means standard cargo cover for a single defined movement. It suits an occasional shipment, a new trading route or a consignment outside an existing annual programme. If you instead need a vessel’s delivery voyage or hull war cover, identify that separately so the enquiry reaches the correct product.

Define where the journey starts and ends

Supply dispatch and final delivery locations, sea ports, transshipment and inland legs. Explain planned storage and expected movement dates. A voyage label does not automatically include every delay, diversion or indefinite stay at a warehouse.

Place the cover before relying on it

Provide shipment facts in time for review before the risk begins. If goods have departed, disclose their status and any known incident; do not assume retrospective cover. The agreed attachment clause and binding confirmation determine when insurance starts.

Cover to discuss for Voyage Insurance

  • The declared cargo interest during the insured single transit.
  • Handling and transport legs specifically included in the quoted scope.
  • Specified valuation and accepted extensions for the movement.

Limits, exclusions and related cover

This cargo illustration does not insure the vessel, charterer’s liabilities or a general war-risk programme. Packing, inherent vice, delay and excluded territories require review. A diverted route or extended storage may need separate agreement.

Prepare your Voyage Insurance enquiry

  • Cargo description, insured value, invoice and packing details.
  • Dispatch / delivery addresses, ports, transshipment and transport mode.
  • Expected dates, Incoterms, current shipment status and previous losses.

Start your Voyage Insurance application and save the information securely. For an existing incident, use the Claims Centre and follow the reporting requirements in your policy.

Voyage Insurance pricing and quotation

Instant indicative estimate: 0.3% of cargo value for the selected coverage period. No prior approval is needed to use the calculator or start an application. Final cover and premium are confirmed through underwriting.

Indicative premium estimate only. Final premium and coverage are subject to underwriting approval, vessel specifications, route, claims history, policy limits, deductibles, capacity availability and final policy terms.

Calculate Voyage Insurance Premium

Related insurance for this exposure

  • Marine Cargo — Cover enquiries for goods in transit, from loading to final delivery.
  • Annual Marine Programme — Plan recurring shipping and marine exposures over an agreed annual period.
  • War Risk Marine — Specialist underwriting for war-related marine exposures and high-risk voyages.

Further reading: Voyage Marine Insurance vs Annual Marine Insurance

Industry reading

These independent resources explain industry concepts; they do not establish a partnership or the terms of a MarineEnergyCover quotation.

Page updated . Specific cover is determined by the agreed policy wording and binding confirmation.

PRODUCT QUESTIONS

Voyage Insurance FAQs

Is this the same as insuring a ship for one voyage?

No. This calculator product uses cargo value for a single shipment. For hull or vessel delivery-voyage insurance, describe the vessel interest in a specialist enquiry.

Can I apply after dispatch?

Disclose that the goods have departed and provide current status. Acceptance and attachment terms require express agreement; no backdated cover is implied.

When should I use annual cover instead?

Consider an annual programme for repeated shipments with broadly predictable goods and routes. Compare declaration obligations and shipment limits before choosing.

Discuss your Voyage Insurance requirements.

Cargo description, insured value, invoice and packing details.

Start Application
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